Free Download

Buyer's Guide: Financing Your Purchase

Buying a home is a financial investment - learn what costs are involved to better budget for your future.

Fill in the form to download our guide on the finances behind buying a home.

By submitting this form, you acknowledge you have read and accepted our Terms of Use, Privacy Policy, and agree to receive communication from Zoocasa.

Learn how to budget for your home purchase

Understanding the finances behind buying a property is critical for a successful purchase whether you want to buy in the coming months or years. This guide includes the essential information from calculating minimum down payments to understanding your maximum affordability, and how to estimate closing costs. The guide includes:

List of major costs and timelines:

Deposit size when making an offer

Minimum down payment and mortgage insurance calculations

Land transfer tax and closing costs

Timeline of when different payment is due

Financing your mortgage

Why a mortgage pre-approval is key to success

Document checklist for mortgage approvals

Factors that affect how much mortgage you qualify for

How to pick between a fixed vs. variable mortgage rate

Why Trust Zoocasa?

Zoocasa is an award-winning Canadian brokerage that delivers an intelligent, end-to-end real estate experience.

We've helped over 3,000 clients buy or sell over $1.3 billion worth of properties in the last five years. Our satisfied clients have left us numerous 5-star reviews, earning us a rating of 4.8/5 stars on Google Reviews.

Our leadership in the real estate industry has also earned us awards like:

Financial Times: Americas’ Fastest Growing Companies

Globe and Mail: Top Growing Companies in Canada

Deloitte: Canada Technology Fast 50

At Zoocasa, our entire team is dedicated to empowering clients to make successful real estate decisions.

Privacy Policy & Terms of Use

Information you provide us is only used to improve your experience on Zoocasa.com or used to contact you with the information you request or that we think may be of value to you. We are committed to maintaining the security, confidentiality and privacy of your personal information. For more information, please read our Privacy Policy and Terms of Use.